How Do Car Accident Settlement Work?

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If you are injured in a car crash, you may ask for settlement via a car insurance provider. You must meet the qualifications of the insurer and submit your application on time to recover a settlement. It is advisable to notify your insurance company within seven days of the car accident. Then, you need to submit your application within 30 days of receipt.

Benefits You May Get in an Accident Benefits Settlement

Medical and Rehabilitation Benefits

Your insurance company will pay for the medical and rehabilitation treatments. And the amount depends on the severity of your injuries.

Income Replacement Benefits

Income Replacement Benefits are available to people who were employed at the time of the accident and they are unable to work due to their injuries. These benefits are paid every two weeks. You’ll get these benefits for 104 weeks after your injury. Income Replacements Benefits will be paid only if you are unable to work.

Non-earner Benefits

Non-earner Benefits are available for victims 16 years or older who were full-time students at the time of the car crash. These benefits are paid only after the first 26 weeks of injury.

Caregiver Benefits

Caregiver Benefits are paid to people who are unable to perform his/ her caregiver duties due to injuires. These benefits are available for 104 weeks.

Attendant Care Benefits

Attendant Care Benefits are available for people who require daily assistance in routine activities due to their injuries. These benefits are available for 104 weeks.

Car Accident Settlement Process

Gathering Evidence

If you are involved in a car accident and sustained injuries due to someone else’s negligence, you need to start gathering evidence to ask for compensation.

Consult An Attorney

Once you collect evidence, you need to consult an attorney that will represent you in your legal claim. They will help you get the best compensation for your loss. 

Ask for settlement

You and your attorney will then file a formal order asking for a settlement in your claim.


Sometimes, additional help is offered by the courts to help you settle the car accident case. A mediator will be assigned to your case who will hear both sides.


Once you agree to an amount offered by the defendant’s lawyer and insurance company, that becomes that final settlement amount, and it can’t be changed. So make sure the proposed amount is enough to cover your expenses.

If you or your loved one has been injured in a car crash due to someone else’s negligence, talk to a professional attorney or lawyer to receive the right settlement. You’ll receive the compensation you deserve by hiring a professional Pittsburgh car accident lawyer or law firm.

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