If you are going on a vacation trip or a business trip, then there is a good chance that you need to rent a car. The first and the main thing you need to worry about is to getting into an accident with the rental car and having to pay for the damage. The second thing you need to do is to hire a lawyer. You can easily find a good lawyer from Car Accident Lawyer Pittsburgh. There are a few steps you can take to protect yourself from being sued for something you didn’t expect. Most of the time, it comes down to whether you had the right insurance coverage in place at the time of your accident. After meeting with a car accident by a rental car, one thing you need to keep in your mind is that you, as the renter, are responsible for the damage or failure to the rental car. As per the terms and conditions, when you rent a car, you must return it in the same condition as it was when you first rented it, even if the damage was caused by someone else’s mistake.
There are three main sources of insurance plans if you get into an accident while you’re renting a car:
- The rental company.
- Your car insurance.
- The credit card you used to pay for the rental.
What does the insurance cover for a rental car?
The rental car company has extra insurance that you can buy or add-ons. Generally, optional insurance covers things like:
Loss-Damage Waiver
This is when you don’t have to pay for things that happen to your car. Here, you’ll be responsible for paying if the rental car is lost or broken. You’ll also have to pay for towing and other fees.
Liability
Your usage of the rental automobile is covered by this insurance policy. In other words, if you cause an accident and the other driver sues you, your liability coverage should step in. In most cases, the maximum amount that may be covered is 1 million dollars.
People Who Get Hurt On Their Own
This is similar to Personal Injury Protection (PIP), which pays for medical costs after a car accident.
Personal Possessions Are Covered
It doesn’t matter what you put in your car, from luggage to electronics to personal items. This add-on policy covers it all.
The above-mentioned things will be covered by your insurance. You can also get more info regarding this issue by hiring a car accident lawyer in Pittsburgh. The attorneys of Car Accident Lawyer Pittsburgh are knowledgeable and expert at handling these types of cases.
What To Do Next After Meeting An Accident With A Rental Car?
The details of what you should do in the event of an automobile accident have now been discussed, so let’s get down to the details.
The first thing to do is to make sure that everyone is in good health. Evaluate the situation if you’re able to do so safely, then dial 911 or the local authorities in another country if you’re abroad if someone is wounded. Your own passengers, as well as those of other drivers and passengers, should be checked out.
The second thing you need to do is to gather proof and contact details. After an accident, you should collect evidence to show your attorney that what occurred and who was to blame, just as you would in any other situation. Photographs, witness accounts, physical evidence, and other relevant details may all be considered as a piece of evidence.
Then make a call to the rental company. If there are any damages to the car, you should be able to contact the rental on their given emergency number. Make good use of it. Make sure to ask the insurance provider what to do with the automobile after an accident.
Then contact your insurance carrier and the credit card company. Claim with your own insurance provider. A claim wouldn’t influence your premium if you weren’t at fault for the accident. Rather than having the insurance company hear about the accident because someone else filed a claim against you, you should have made a claim yourself.
And in the last contact with an experienced attorney from Car Accident Lawyer Pittsburgh.
Closing
If you’ve been involved in an accident using a rental automobile, the process may be more complicated than if you were involved in an accident with your own vehicle. The advice of a car accident lawyer may be necessary if your insurance company isn’t providing enough compensation. Contact the Car Accident Lawyer Pittsburgh to discover a lawyer in your area who can help you keep expenses down and get compensation if required. To get in contact with a car accident lawyer in Pittsburgh, Click Here.